Skip to main content

Investment projects with scope: Financial Inclusion Fund 2025/26

Total budget £31,960

Flexible Frontline Fund

2025-07-31  •  No comments  •  Kelsey Kane  •  Financial Inclusion Fund 2025/26

An award from the Financial Inclusion Fund will allow us to continue to operate a Flexible Frontline Fund which in the last financial year helped us increase the number of positive homeless prevention outcomes in South Ayrshire. Last year this emergency fund was accessible to our service users in the Private Rented Sector who were at risk of homelessness and needed urgent intervention, in this financial year we would like to broaden the eligibility criteria for the fund to include all tenures. Distribution of funds will be at the discretion of our support workers, overseen by our service coordinator to determine what the person needs and will directly impact on the prevention activities undertaken in their case.

Examples may include but are not limited to:

Person has identified and moved into alternative accommodation but has exhausted funds in removal costs etc and needs short term assistance to top up their electric/gas meters.

Person we are supporting has moved to a village location without mains gas, and is required to pay in advance to fill their oil tank for which there is no alternative energy support.

Person we are supporting has been able to access alternative accommodation but needs some assistance to top up their deposit/rent in advance/pay for removal costs to secure the accommodation and directly prevent homelessness and is unable to wait for the outcome of DHP for fear of losing the offered property.

Person we are supporting has lost/damaged their mobile phone which prevents them from engaging with essential support/adhering to Universal Credit claimant commitment etc. This would allow us to replace the phone to ensure we can continue to engage with them and link them in with other key services. We can supply a SIM card with 6 months call time and data through our partnership with Vodafone.

Person is at risk of eviction due to condition of tenancy / hoarding. This would allow us to access specialist cleaning / clearing / support where there are no alternatives available from other agencies.

Giving people the opportunity to lift themselves out of poverty by assisting with funding not available through statutory sources,  which would allow a person to access training or employment opportunities through assisting with certification, renewal of construction cards etc.

 

Senior Primary Schools (P7) Careers Fair

2025-07-17  •  No comments  •  RotaryAyr  •  Financial Inclusion Fund 2025/26

P7 Pupils from 9 schools, prioritising those with a catchment area serving the most deprived and poorest areas of Ayr, will be transported to Ayr Town Hall where representatives of between 30 and 35 widely different careers have been invited for the day The reps have been selected as they are known to be enthusiastic about the work they do, great communicators, and in the majority of cases, have asked to return after previously been involved with this Project over the last 2 years.

The Career stalls are designed to be highly interactive and hands -on; we are not telling the pupils what grades they will need and what college or course they need to aim for (this will all be done at secondary school through careers teachers etc.); we want to inspire them, encourage them to think beyond what they think they might end up doing when they leave school. We believe this will also motivate them as they start secondary school in a few months after the event. All the Career reps give up a day , all in their own time, some self employed. Rotarians are on hand to help the teachers supervise the children on the day.

Funding is used for Hire of the Venue (Ayr Town Hall) (£250), Hire of buses to transport the pupils (£850) to and from the Hall, and a light sandwich lunch for the 60 - 70 Careers Reps attending (£300) of which Rotary will fund

Brighter Futures South Ayrshire - Supporting Ethnic Minority Families with Finan

2025-07-31  •  No comments  •  acaa  •  Financial Inclusion Fund 2025/26

ACAA proposes a 6-month Financial Inclusion project that directly supports ethnic minority families, refugees, migrants, and other low-income households in South Ayrshire experiencing fuel poverty, food insecurity, and barriers to mainstream services. The project aims to reduce child poverty, break cycles of financial dependency, and improve life outcomes through accessible weekly support sessions.

Activities:

1. Fuel Support & Crisis Relief:

  • Purchase and distribution of 20 fuel vouchers (£50 each) to families most in need (identified via referral and financial needs assessment).
  •  
  • 2. Weekly Financial Inclusion Support Sessions (24 sessions):
  • Delivered at a central and accessible venue in South Ayrshire.
  • Drop-in advice sessions supported by trained ACAA staff and volunteers.
  • Support includes:
    • Benefits checks and applications (e.g., Universal Credit, Scottish Child Payment)
    • Debt management and budgeting support
    • Referral pathways to local food banks, energy advice services, housing support, and employability services (in collaboration with South Ayrshire Council and partner charities).
  • 3. Signposting and Empowerment Pathways:
  • Individuals will be supported to register for:
    • ESOL classes, job readiness training, volunteering opportunities
IMG_3065.jpg

Empowering people to work in Holistic Therapies

2025-07-18  •  No comments  •  Tracy_McCrindle_200  •  Financial Inclusion Fund 2025/26

The grant funding would allow 10 local people to qualify in a holistic therapy of their choice via practical in-person courses – either Reflexology, Massage, Reiki, Sound Healing, Aromatherapy, Biofield clearing, or wellbeing activity facilitator. Training would take place at the Hub premises in Maybole. Each recipient would receive training to an accredited level, allowing them to begin working or volunteering within their chosen discipline. Volunteering opportunities would be available within the Hub to build confidence, support their vision and allow them to network with potential clients. A small start up pack would be issued to each candidate with record keeping documents, discounted insurance code, and some basic supplies to ease their transition into employability. Recipients will have the ability to become self employed, employed or work within 3rd sector with their new skills, and our past success demonstrates that people can really change their lives with our support. This type of work is particularly suitable for people with young children or caring commitments due to it’s flexibility and as such has previously allowed participants to access a route to employment that is flexible to fit around their family life.

original-E9BE8366-3648-41A9-9E78-A9664B108079.jpeg

Vics In The Community - Financial Wellbeing Support

2025-07-30  •  No comments  •  Vicsinthecom1  •  Financial Inclusion Fund 2025/26

With the community being recognised as the most deprived Community in South Ayrshire and in the top 5% most deprived data zones in Scotland, it is evident that financial inclusion and wellbeing support is needed within the community. Vics are very fortunate to have received funding that has helped create a staffing resource who can provide support; however, the team require funding to be able to offer vouchers to support food and fuel poverty, support people in crisis, organise early intervention programmes/support for young people, adults and families and continue to support people with training that leads to volunteering and employment.

Our Community Team anticipate an increase in referrals and people engaging with Vics when our new Community Hub opens. The Hub will provide a new place/space where we can offer a range of activities such as cooking on a budget, mental health and wellbeing programmes and support for volunteers.

Funding will be used to assist, support and develop our work in North Ayr and funding will target people living in poverty including young people, adults and families.

  • Resources for group work/activities (Young People/Adults) - £1450
  • Emergency support (Food/Fuel/ Essentials) - £3000
  • Fund to support volunteers and referrals with training (Food Hygiene, SFA Courses etc) - £500
HoneyPot-44-2 small.jpg

Wellbeing Fund for South Ayrshire Young Carer Families

2025-07-15  •  No comments  •  Honeypot Dalleagles  •  Financial Inclusion Fund 2025/26

The Honeypot Children’s Charity has provided residential short breaks for young carers aged 5-12 for nearly 30 years - and since 2023 from our Honeypot House located in rural East Ayrshire. Young carers referred to us for a break spend 3 days and 2 nights at our house – a former school that has been refurbished to provide bedrooms and play areas so that we can host groups of 12 children and provide a range of activities. We also offer Memory Making Days and further wraparound support for young carers and their families. Through our partnership with the South Ayrshire Health and Social Carer Partnership we support many young carers from South Ayrshire.

As part of our range of wraparound services, we can offer young carer families support through our Wellbeing Fund. Wellbeing grants have a value of up to £250.  These grants will be used for essentials such as laptops that young carers need to do schoolwork, clothing including school uniforms, blankets, furniture such as beds and mattrasses, and white goods such as more energy efficient fridges or laundry machines. These purchases provide great relief to disadvantaged households who are struggling to make ends meet. Our dedicated Wellbeing Fund Co-ordinator will work with families who apply for these grants to assess their eligibility (if they can evidence financial hardship) and what their most urgent needs are and how goods purchased can help them save money and/or benefit the young carer with their education for example.

 

Resilience Logo.jpg

Ballantrae Resilience Group

2025-07-15  •  No comments  •  Sharon Adams  •  Financial Inclusion Fund 2025/26

The group has just been developed, the funds would be used to purchase a supply of long life food which can be donated to those in need. Funds would also be used to purchase solar powered torch,radio and power banks, flasks and portable generators to be loaned out in emergency circumstances.

Breaking Chains of Poverty

2025-07-31  •  No comments  •  BROKEN CHAINS  •  Financial Inclusion Fund 2025/26

We plan to continue the much needed work, offering hot food and drinks and physical, mental, spiritual and practical support to vulnerable people who access our service.  The money will be used to pay for food parcels, hot food and drink costs at the drop-in and venue rent to enable the weekly drop-in to continue so that support can be provided.  

@48 community cafe

2025-07-31  •  No comments  •  recoveryayr  •  Financial Inclusion Fund 2025/26

Working with our members we developed a proposal to create a vibrant and thriving venue (@48) in the heart of Ayr, which enriches and enhances the whole community. @48 is an alcohol free, family friendly, venue which offers social activities and events, along with opportunities for volunteering, accredited training, and employment, and opportunities to support the local community to develop.

We currently operate a weekly community café, Café Hope, which offers tasty home cooked three course meal for £2.50, with under 16s eating for free. One of our ambitions is to open the community café further, providing a safe space for the whole community. To support our ambition we would like to offer our volunteers who are in recovery or affected family members, additional training and support to allow the community café to be led by our volunteers and accessibly to the whole community.

Our proposal seeks funding to support three areas:

  • Provision of training e.g. barista, REHIS, First Aid, along with the support to allow the community café to be led by our volunteers and local community.

  • Supporting our new monthly Family Café we run in partnership with the Connexions Family Support service.  The family café provides a safe space for children and parents to come together, access fun activities and a free lunch.

  • Introducing a ‘pay it forward’ model for our community café where individuals on low income can attend and feel part of their local community, reducing isolation and stigma.

Working with the Community

Prestwick St Cuthbert Archery Club - Community Inclusion and Engagement

2025-07-07  •  No comments  •  Craig Paterson  •  Financial Inclusion Fund 2025/26

The money being applied for will be used for  equipmnet to support the running of sessions at a variety of venues  across South Ayrshire.  

Funds include: Lets Ballistic Safety Net Archery Equipment Course fees / coaches Notes: The equipment and net will have a legacy use from the project and will be used to continue to support community events, out of hours school events, holiday sports initiatives, sessions for Scouts, Guides/ Boys Brigadeetc and ongoing work to support individuals engagement in sport specifically for those that would not normallly have considered trying archery as a sport. Engagement in sport will foster not only physical activity but also the benfits to mental health.